Yes I do believe the hype about India using cell phones and technology to do banking because it’s new and exciting. It is hard to imagine migrant workers in rural areas doing banking using cell phones. This is a great idea. However, how are these uneducated workers supposed to know how to use this technology without somebody to teach them how to do it? In order for India to be a powerful country someone must be responsible for teaching these poor people how to utilize this technology. This technology created in India could impact the way I do banking in the future because I think this new way of banking will spread to the United States.
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